Introduction to Personal Tax Returns

Course Overview

The course introduces U.S. personal tax return analysis in credit underwriting. The focus is on using the tax return to create a cash flow statement and determining what are the recurring verses the non-recurring items. Although most lenders are familiar with a personal tax returns, many lenders are unfamiliar with the various schedules and how they contribute to the evaluation of an individual’s credit worthiness.

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Learning Objectives

• Understand the numerous tax return schedules purposes and uses.
• Create a personal cash flow statement incorporating the information gathered from the tax return schedules.

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Target Audience

Small and middle market or personal lenders who are new to tax return analysis or need to update tax return analysis skills. No level of tax return knowledge is required.

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