Fundamental Credit Concepts

Course Overview

This course provides a high level view of how to determine the credit worthiness of a company. The course addresses the issues a lender must consider in order to come to a conclusion regarding whether or not to underwrite a transaction. Paragon’s Repayment Analysis Framework is covered to provide the participant with the basic tools and an analytical model.

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Learning Objectives

• Enhance non-lender understanding of how companies are analyzed.
• Provide knowledge of what influences the credit decision process.

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Target Audience

Individuals involved in the credit management, cash management, operations or other nonunderwriting functions who need to understand how underwriting is done. Familiarity with financial statements is required although collage level accounting is not required.

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