Essentials of Loan Structuring

Course Overview

The final component of the Repayment Analysis Framework is loan structuring. The primary tenant of this course is the protection of the primary and secondary sources of repayment. An appropriate loan structure should go well beyond the loan type; it involves the integration of loan type, amortization schedules, covenants, events of default, and collateral/guarantees which together create a “structure” that protects the primary source of repayment and ensures value in the secondary sources when necessary.

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Learning Objectives

• Integrate the loan structure and the identified credit risks.
• Create the maximum benefit to the bank with the minimum number of covenants.

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Target Audience

Experienced and inexperienced lenders who are competent in cash flow construction and analysis.

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