About us

Paragon Analysis

During his dozen years in banking, Thomas de Roque noticed that while the most successful banks aligned their credit evaluation, financial analysis and corporate finance training programs with their institution’s credit culture, not every institution knew how to do this. Mr. de Roque founded Paragon Analysis Corp. in 1995 to address this need. He remains its CEO and one of its instructors. He also provides the company’s consulting services.









Tom de Roque


Prior to founding Paragon Analysis, Mr. de Roque served as a senior Corporate Finance Officer with Security Pacific Bank where he managed the relationships of multinational corporations headquartered in Los Angeles and Chicago. His responsibilities included identifying credit, corporate finance, and interest rate management opportunities and delivering the banks’ capabilities to these multinational clients. During his tenure there he was active in the financing of middle market leveraged transactions located in Northern California. Following his employment with Security Pacific Bank, Mr. de Roque ran one of the credit training programs for Bank of America, with responsibility for design, instruction and management of advanced finance courses for domestic and international lenders.

He holds a BA in Economics from the University of California and an MBA from the University of Southern California.




Tracey Smith


Tracey Smith joined Paragon Analysis Corporation in 2010, and specializes in the development, design and instruction of both commercial credit and private banking training programs. Tracey began her career by working in the audit area of a leading accounting firm. She then moved into the banking industry, working as a Credit Analyst for First Interstate Bank and as Vice President in the corporate banking area of Security Pacific Merchant Bank. After leaving banking she joined Arcor, Inc., a leading metal parts manufacturer, where she held various positions including Vice President, Chief Financial Officer and Chief Operating Officer. In conjunction with her duties at Arcor, Tracey was also a Principal at Arcor Advisory Partners where she provided financing expertise to mid-sized enterprises, with a primary focus on mergers and acquisitions, including due diligence, purchase negotiations, and integration of corporate acquisitions. She has an MBA from Northwestern University’s Kellogg School of Management, graduated summa cum laude from the University of Denver with a BSBA in Finance and Marketing, and is a CPA and a Chartered Global Management Accountant (CGMA) in the state of Illinois.



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Paragon Analysis

Paragon Analysis Corp. specializes in the development, design and instruction of training programs for lending professionals at domestic and international banks.

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